Vacation on a budget
Workoptionalin5 We are on a ski vacation. The first vacation for the year and I have put my advance planning skills to work. We booked this vacation months ago and while…
Black Tax is REAL
Ever heard Black Tax anywhere and wondered what people are talking about? If not, let me break it down for you and if you’re already familiar or living it on…
I thrifted Winter Boots
I am decluttering and selling items I no longer need to hold on to. So far I’ve sold 3 shoes via Vestiaire and 1 dress via Vinted. Net proceeds from…
I’m eating my Money
I love my sinking funds. The concept works for my mentality as I enjoy filling them up monthly and look forward to spending them. Spending my sinking funds makes me…
A Budget Reset is Needed
I know I ramble a lot about budgeting but this is because it’s so important when you’re on a defined financial journey. For some unexplained reason, I am extra spendy…
Prime Day Sinking Fund
I have Amazon’s Prime subscription and I maximise using it. For my life stage and lifestyle, it is a welcome relief to help me get through the long days. I…
Sinking Funds are necessary
My first budget was basic and made up of just my regular monthly spend. I quickly realised something was off and I needed to make adjustments fast. I learnt about…