I made €1,780 from declutter sale
Workoptionalin5 A new income stream I started September last year was selling items I no longer need. Everything I sold was new or hardly used and I sold them via eBay,…
While I was stalling….
….Walgreens (WBA) reduced quarterly dividend from $0.48 to $0.25 and the share price dropped by 11.5% on Jan 3rd. It did recover in the following days. My plan is to…
Week 1 Spending Recap
For 2024 week 1, I spent the grand total of €26.84 on groceries from Lidl and a croissant. This was my only spend for the week as everything else I…
Benefits of expense reduction
I lost control of my spending in Summer 2023 and regularly overspent my budget. At some point, I even stopped tracking my expenses because I didn’t want to face the…
Kids learn fast
I am the mother who responds with “I don’t have money” when my child requests things I don’t want to buy. When I started using this phrase, there will be…
Life with no Credit Card
I shared earlier about not having a credit card. Well, I still don’t have a replacement and I’m settling in well into accepting that. I also don’t think I will…
Invest Regularly and Right
My biggest struggle with investment is managing my emotions and the decision fatigue I still get on doing what I know is right. My investment journey is littered with a…
New Year….No Goals
It’s 2024 and my brain is swirling. It has been swirling for weeks as I struggled with deciding what to focus on in 2024. My objective remains to become work…
My no spend Christmas
Christmas is that time of year where spend control is out the window and it’s easy to spend too much with the perfect justification of “It’s Christmas”. I decided to…
Shrinkflation is annoying
I did my weekly grocery shopping some weeks ago and experienced a shrinkflation shock I wasn’t ready for. Okay I’m now more sensitive to grocery pricing and easily notice when…