Life with no Credit Card
Workoptionalin5 I shared earlier about not having a credit card. Well, I still don’t have a replacement and I’m settling in well into accepting that. I also don’t think I will…
Invest Regularly and Right
My biggest struggle with investment is managing my emotions and the decision fatigue I still get on doing what I know is right. My investment journey is littered with a…
New Year….No Goals
It’s 2024 and my brain is swirling. It has been swirling for weeks as I struggled with deciding what to focus on in 2024. My objective remains to become work…
My no spend Christmas
Christmas is that time of year where spend control is out the window and it’s easy to spend too much with the perfect justification of “It’s Christmas”. I decided to…
Shrinkflation is annoying
I did my weekly grocery shopping some weeks ago and experienced a shrinkflation shock I wasn’t ready for. Okay I’m now more sensitive to grocery pricing and easily notice when…
I’m officially a Lidl Shopper
I switched to Lidl for groceries three months ago and since then it’s hard to shop anywhere else. Prior Lidl, my main shopping was done with Amazon fresh and I…
Vacation planning on a budget
I want to reduce my vacation cost by 50% in 2024 and have the same or close to this year’s vacation experience. Yes, I know this is stretch which is…
Christmas outfit or not?
I grew up in a culture where we all get sparkling new clothes and shoes for Christmas. We all looked forward to showing up in Church in our new clothes…
I saved us a new Couch
We bought a new Couch 5 years ago and made the smart decision to pick a cream couch. It was just the two of us and we weren’t sure if…
New Income Stream Unlocked
There are so many opportunities when we pause for a bit and reflect on it. It’s hard to pause though when our life gets consumed with active work so we…